Prosperity Lifecare Insurance

Prosperity Lifecare Insurance Limited is a proudly Namibian-owned long-term insurance provider and a subsidiary of the Prosperity Group. It specialises in health and medical insurance products tailored to the needs of Namibians, with a strong focus on protecting physical, mental, economic, and social well-being.

The company offers a range of insurance solutions including private hospital gap cover (such as Complimed Gap and Complimed Plus), hospital plans, accident protection, funeral cover, and medical evacuation (Rescue Me). These products are designed to complement existing medical aid schemes like PSEMAS and provide additional financial protection against unexpected healthcare costs.

A key offering is gap cover, which bridges the difference between what medical aid funds (such as PSEMAS) pay and the actual fees charged by specialists and private hospitals. This helps policyholders avoid large out-of-pocket expenses during hospitalisation and specialist treatment.

Prosperity Lifecare Insurance also provides optional add-ons such as Hospicash benefits and MedBux (for day-to-day medical expenses). The company positions itself as a niche player, focusing on innovative, accessible products that enhance existing medical aid cover rather than replacing it.

With over 25 years of experience in the Namibian health insurance and medical benefit management industry through the Prosperity Group, the company emphasises excellent customer service, ethical practices, and products that support families and communities across Namibia.

As a fully accredited local insurer, Prosperity Lifecare Insurance is committed to delivering practical, member-focused solutions that give Namibians greater peace of mind when it comes to healthcare costs and protection.